Top Five Reasons to Invest in Real Estate Today

When it comes to real estate, the topic of the day is the downturn in the market, the number of people losing their homes, and how much this is going to hurt the economy. In the seventeen years I have been in the real estate business, I have witnessed every fluctuation the market has to offer. While it is true that many property owners are enduring trying times, rarely does the same happen to knowledgeable real estate investors.

There are those individuals who remain emotionally unattached and invest wisely in real estate. As a result, they live a very comfortable, if not lavish, lifestyle. Investing in real estate, especially during a downturn, can widen an investor’s opportunities and bring about lucrative returns. This is a truth. If you are thinking about becoming a real estate investor or have already made the decision to start, the following information is priceless.

Wanting to secure a comfortable financial future, most of us go to work every day hoping to build a nest egg. Since, it is common knowledge that real estate investors have the capacity to not only build a nest egg but also create a fortune, why aren’t more people joining the ranks of real estate multimillionaires? Why aren’t there more people fighting for a seat on the real estate bandwagon?

Well, the truth behind real estate investing is that it is a business and therefore, must be treated like one for it to prosper. Just like any other promising venture, investing in real estate requires a well-defined vision, a strategic plan, and an entrepreneurial mindset. Even with the overwhelming evidence revealing success, only a microscopic segment of the population is willing to take the risk, do the work and follow through. The rest simply watch and call those of us doing the work “Lucky”.

When I began my career in real estate, I didn’t have a plan. I didn’t invest. I didn’t even see past my next commission check. What kept me hanging on was a desire to live like the people I worked for, most of whom were real estate investors. Years later, I committed to create serious wealth through real estate. As soon as I mindfully committed to my goal, I began to make deals and more money than ever before.

By choice, I am not one of those investors who vacations six months out of the year. I work all the time meeting with clients, looking at properties and refining my strategy. Add to that a growing number of mentoring/coaching clients and my schedule is officially full. Nevertheless, I am continuously increasing my net worth as I am doing something that never feels like work.

Besides creating amazing wealth, being your own boss and having a place or two to call home, owning a real estate investing business has many other advantages. The following five play a special role for the novice investor.

1. Safe Investment

When we use a timeline to compare the real estate market to other investments, such as the stock market, it is easy to see that real estate continues to increase in value over time without any serious instability. Although, there is currently a housing crisis in various parts across the country, every indicator points out that what we are actually experiencing is a readjustment of highly inflated real estate prices. Just as prices may be dropping, in time they will undoubtedly increase. In contrast, the stock market has put investors through a dizzying rollercoaster ride made up of swift highs and abrupt lows throughout history. Regardless of what type of market we are in, it is clear that an investment in real estate guarantees a profit over time.

2. No Cash Necessary

For beginning real estate investors, sometimes the only investment they can make is their time. For every real estate investor, finding a lucrative deal is as good as striking oil. There are plenty of seasoned investors with money in their pockets itching to buy a piece of discounted property. Wholesalers often utilize this method. Therefore, if you are new to the game, consider finding a deal, tying it up and connecting with an investor who can take it off your hands…for a price, of course.

3. Almost Anyone Can Do It

Real estate is such a lucrative field that it opens doors to countless amateur investors everyday. There are how-to books and seminars at every turn teaching would-be investors a myriad of ways to make huge profits in the real estate market. While it is true that overnight success is practically unheard of, anybody with the heart, mind and determination can make it big in real estate. The keys are to continue learning and to monitor market conditions.

4. Leveraging Power

While novice investors can turn a quick profit by wholesaling their deals, Buy-and-Hold investors can yield a profit by borrowing against (leveraging) their properties. Typically, lenders will allow holders of owner-occupied property to borrow up to ninety-five percent of their property’s value and up to eighty-percent of non-owner occupied units. This means that you can either purchase property with a minimal out-of-pocket investment or acquire financing that will allow you to pull cash out of your property’s equity to use for future ventures.

5. Tax Breaks

The popular 1031 exchange and depreciation are just two of them. The United States government has set up multiple tax breaks favoring real estate investors. Owning real estate with the goal of making a profit allows you to deduct interest payments, repairs, and vacancies among other expenses when preparing your tax return. It is important to note that purchasing real estate makes economic sense; it should not be purchased solely for the tax benefits.

Ultimately, owning a real estate business is the way to achieve financial freedom regardless of economic conditions. Whether you quit your job and dive right in or you work at it in your spare time, you can make it happen. Worthwhile benefits are waiting faithfully for the taking.

A Review of Chapel Hill North Carolina Real Estate

Buying real estate property on your 40th birthday is not a scream out of the desperate throat of your middle age. The important thing about real estate is that it really takes some time to get to know where exactly you want to buy the site for your “fortress”. Real estate is bought when you are exactly sure that this place, at which you are investing, fully represents your dream of “being at home”. That is why Chapel Hill North Carolina Real Estate should be considered.

Talking about being at home, many people believe that their home is the place they are born in. Actually, this place is the home of their parents. Whether you are grown up in California, or Ohio, or Southern Texas is by no means making these places your home. As the proverb goes, your home is where your hearts is. So, you first have to discover where your heart has been buried. The best way to do that, as well as the most pleasant one, is by travelling. You should see many places, and cross different spaces, to discover where your dream of good living is. Travelling means seeing things for yourself, not relying on someone else’s opinion: so, it is par excellence a means to discover yourself.

My personal experience showed me Chapel Hill, North Carolina as being the place I would call “home, sweet home”. So, I was fast at releasing my life long heart-ache by quickly buying Chapel Hill, North Carolina real estate and building a house there.

If you feel that you belong to that place too, make it faster. Chapel Hill North Carolina is renowned for its attractiveness as real estate treasure. Many people decide to settle there, partly because of the beauty of the town, partly because of the lack of crime and the wonderful scenery. Whatever your reasons, be aware that real estate property is really searched for in that place. If you want to buy a place nearer to the center, be prepared to give a large amount of money. Even with your bank account thinner that expected, you should remember: Chapel Hill North Carolina is worth any given cent.

Chapel Hill is a college town with UNC campus, which makes it even more attractive. Michael Jordan started his glorious career there. The city is famous for its beauty. No other place can be more proud of its beautiful architecture, wonderful surroundings, and breath-taking quietness and serenity. You can be absolutely sure of your property if you settle in Chapel Hill: the percent of crime there reaches zero.

If you are interested in Chapel Hill North Carolina real estate, or possibly acquiring a home in this area in the near future, you’d better search through the net. You can find a lot of vital information about prices and houses there. Internet can offer you an insight into all the valuable real estate on sale at the moment. There should be a variety of Chapel Hill North Carolina real estate within your budget confines.

Cash Flow Management Tips – How to Quickly Create a Real Estate Empire Like Banks

You ever wonder why, if you drive through the heart of any major city, when you look up at the skyline, you will always find a bank’s name at the very top of the tallest of buildings? Right or wrong, banks and other lending institutions have always profited off of society’s lack of understanding “the financial savings and loan system” and cash flow management secrets to get out of debt, increase equity, build assets and create wealth for themselves.

For instance have you thought about how the banks borrow your money as it sits in your checking and savings account and pay you less than 3% for using your money as cash flow, yet you will go to that same bank and apply for a credit card and you pay 28% or more to use their money as cash flow?

You see, we have been conditioned to bank like consumers and not bank like the bank. We have been conditioned to:

1. Use accounts that don’t earn interest (Checking account is a prime example)

2. Make payments that are mostly interest (mortgages, credit card, closed end loans, etc.)

3. Letting our money sit in low to non-interest earning savings accounts (savings, money market, etc.)

4. Use credit cards in a crisis – nowadays credit cards are used as cash in non crisis situation

It appears to me that what we’re perpetually being schooled to do with our money is most beneficial for the financial institutions. They have their earnings in the forefront of their advice to their customers. You and only you have your own best concern at heart so it is imperative for you to make the effort to understand banking principles, cash flow management strategies and concepts so you can do what the banks do, not what they tell you to do.

If you managed the cash flow of your real estate investments to acquire assets and build wealth like the banks manage the cash flow of their investments to acquire assets and build wealth, do you think you can build and empire and put your name on the top of the tallest of buildings? Heck yeah!

Banks have always used real estate cash flow management strategies different than general public knowledge to get out of debt, increase equity, build assets, create wealth and build real estate empires. You can use these same strategies to harvest the same results.

But you must first cast aside the conditional thinking and consumer banking strategies you are so accustomed to practicing. Managing your real estate cash flow like a consumer will only get you minimal success – if any success is reached at all. To apply cash flow management secrets for maximum success, you have to throw away your consumer banking hat and put on your bank banking hat. In other words, in order to get out of debt, increase equity, build assets, create wealth and build a real estate empire your kid’s kids will enjoy, you must learn to bank like a bank.